Arizona Real Estate

lapuentechuck asked:


Looking to move to Arizona and want to take up Real Estate anyone know about the licenseing process? I currently have a Sales License in Calif to sell Mobile Homes, thanks.

Billy J asked:


I have decided to file bankruptcy to escape my poor real estate investment decisions.
I moved to New England from Arizona early this year. A couple of weeks ago it started getting really cold, and being from a warm climate, I did not have any winter clothes. So I went shopping… while I was at it I bought Christmas gifts as well - nothing extravagant - couple hundred here and there… but it adds up.
When I logged onto my credit card website to check the charges, I realized I had charged almost $4000! I am worried that this may be scrutinized by the trustee and/or declared fraud by the creditor.
I am looking for personal experiences with similar situations and recommendations. One idea I had was to struggle a few more months through the bills so that it “drops off the radar.”
The debt charge up was certainly not intentionally done to defraud my creditors, but I’m not sure others will see it like that.
I have paid my credit card since the charges. My account is in good standing.
I should add that my income is over $100K, therefore $4K is not as significant to me as it may be to some.
Review of past credit records would reveal this.

CleoCATra asked:


We have credit card debt of $72k. (cancer treatment costs) We have excellent credit and own two homes, but are cash poor and have the high credit card debt that we want to pay off

WE WANT TO PAY OFF THE $72K AND HAVE A CUSHION OF AT LEAST $25K. Here is the break-down:
HOME #1 PAYOFF - $279K, WORTH $425K (currently rented covering payments)
HOME #2 PAYOFF - $245K, WORTH $425K(currently live in but want sell and leave the area in the next year or two)

SELL A HOUSE AND PAY OFF DEBT, LEAVING CASH IN THE BANK OR KEEP GREAT REAL ESTATE INVESTMENTS AND GET A LOAN OF $100K, PAY OFF DEBT LEAVING $28 CASH IN BANK. We just can’t wait another year or two to pay off the credit card debt because we are broke each month after paying bills, and need some relief now.

Both homes are in hot markets. Dallas/Ft Worth & White Mountains Arizona.

Any ideas or help are much appreciated!!

PunkRockChris asked:


classes, test, etc. i passed my real estate exam a little over a year ago. man talk about a tough business! well i think its almost time to move on to something else….

Nick asked:


Obama’s campaign has paid ACORN over $800,000 this year to “get out the vote.” For those who only get their news from the MSM, ACORN has a long history of voter fraud in various parts of the country. Obama supporters are teaching kids songs of worship and praise to Obama. The Obama campaign is collecting donations from many obviously phony contributors. Obama operatives are going to extraordinary lengths to silence his opponents on talk radio. Missouri sheriffs and prosecutors formed an “Obama Truth Squad” and threaten anyone who says anything false about Obama with libel suits. Those in the news media have reporters digging through garbage in Alaska and Arizona for dirt on Palin and McCain, but show an incredible lack of curiosity when it comes to Obama’s list of contributors or his close connections to a domestic terrorist, or his sugar daddy real estate partner Tony Rezko, or his ACORN ties, or his Fannie/Freddie fat cat campaign advisors, or his jackboot thugs, or his “lost years” or anything else that could possibly derail the rightful ascention of their guy, The ONE.

MoveOn, the Astroturf Roots, ACORN, sheriffs and prosecutors for Obama, the Obama goon squad, and the majority of the news media are all doing their part to elect Obama-Biden. If you support McCain-Palin, what have you done today?

http://wizbangblog.com/content/2008/10/01/pulling-out-all-the-stops-1.php

luigi asked:


I plan on going to arizona on vacation, but I have real estate their. so how can i make it a buisness trip and use that to write off my roundtrip?

Nick R asked:


Thousands of complaints have been filed with the State of Arizona Dept. of Realestate over the past two years. The state only has two investagators for these thousands of complaints. As a result of this understaffing, it could be years before a complaint is heard.
There may be a class action lawsuit against the Dept. of Realestate if enough of these complaintents come forward.
If you or someone you know had a bad real estate experience in Arizona, please answer this question.

SadToday22 asked:


Once I sell some real estate and get some $$$ in the bank I’m high-tailing it to Arizona!

Anthony S asked:


I was a realtor on the east coast for a long time. Now that I am in Arizona I am going to start doing real estate part time until I can establish myself out here. So I am looking for a Real Estate company that has a lot to offer but with very little to no office fees.

Cold Truth asked:


(Translated using BabelFish)

Myths and realities of the financial crisis 22 of September of 2008, 04:00 A.M.
By Xavier Serbia

It has been one week, for some, exciting; for another horrifying one.
But, also it has been one week full of myths that are repeated with as much conviction that who says it thinks that it is so. Thus we had personages in the media shouting to us how to make money in the hypothecating market; now they are saying to us that this one is the
economic fiasco of history. Of the same form that motivated us with
the “irrational exuberance”, now they want to fill to us of “apocalyptic”
messages awaiting the “monster of thousand heads”. We go to the point. We take some myths and put them out naked, until we see the reality of each of them.

Myth #1: “We are in a recession like the one of the 29”
Reality: Nothing like that. With 6,1% in the rate of unemployment and 3,3% in the GDP (preliminary), can we say that it is depression? Certainly we are in a deep financial crisis, but to call it the “depression of 2008”? No. In the depression of 1929 there were hundreds of banks closed, the savings (not the investments) were lost, one in four people ready to work were unemployed and the cities were facing long rows of poor men looking for work and food. Do We see that now? Now what we see are long lines of people buying Ipods. Certainly this financial crisis is affecting the investments of many and can open the iron door from a financial to an economic one (so that it happens to other areas of the economy).
But, mechanisms exist that did not exist then to stop the spill. And the leaders are moving towards that direction. My people, the same “catastrophic” shouts occurred after Baring, LTCM, the Asian crisis, dot.com, and with 9/11. Still we are waiting for the depression.

Myth #2: “The greed of the rich ones of Wall street has taken us to this”
Reality: As far as I know, the didn’t call that to Wall Street when individuals, families, salesmen, bankers, mass media, politicians, investors were participating in the celebration of the “hypothecating tequila”. They called it “the opportunity of the American dream”.
It is certain that many investment banks, funds of insuring capitalists of risk and insurers took extreme risks when bathing in debts with “the hypothecating tequila”
. But, many drank of the same glass of the greed, and not necessarily they are in the high floors of Manhattan, but in common streets like California, Florida, Nevada, Arizona and the list goes on. For that reason, I prefer to say that “the extreme appetite to risk in Wall street as in Main Street has taken us to this”.

Myth #3: “The banks are falling” Reality: of nearly 8.425 financial institutions assured by the FDIC, How many banks have closed in the period of 2007-2008? Fifteen (15), which have been in their majority acquired by other banks. Do You know how many banks closed during the crisis of “Savings and Loans” in the decade of the 80’s? more than 1,600.
Certainly some real estate mortgage banks have undergone the effect of their excesses (IndyBanc, Countrywide, Ameriquest, etc.), investment banks of weight have been carved up (Lehman), others fell to the arms of other banks (Merrill Lynch and Bear Stearn), others
are flirting to be merged with another banks (Morgan Stanley), the GSE like Fannie and Freddie fell at the hands of the government, AIG obtained a financial rescue, “hedge funds” have closed, small banks fell at the hands of others, the FDIC increased the level of reserves and it expects that several banks will close down. But, “the banks are not falling”.

Myth #4: “My investments are assured”
Reality: The investment is not assured, which is assured is the account and its content in case of a closing or fraud on the part of the financial institution. And the protection has a limit. One thing is the loss by fraud or closing of an institution; another thing is the loss by
the fall in the value of the investment. It is the FDIC (in the case of the
banks), SIPC (in the case of the brokerage houses), NCUA (in the case of credit unions) or Funds of State Guarantee (in the case of the insurance companies) who cover in case of bankruptcy, closing or fraud. We say that if I invested $25.000 in Lehman shares, the value of the shares went through the floor, because nobody covers the loss because that is part of the risk that faces investing. If my money is in an institution that has its respective insurance and it closes or exists a fraud, now they insurance me as long as it fulfills the specifications of that certain insurance. In the case of money that we have in the accounts of retirement by contributions with our employer (for example 401k) this is separated from the employer and the
administrator of the money (company of investments that invests the money) in a separated account in our name. Now, if you lost 20% of your value of the investment (example you had $100.